Role of the banks in the development of the microfinance in France

Le rôle des banques dans le développement de la microfinance en France

Marie-Françoise Delaite () and Jacques Poirot
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Marie-Françoise Delaite: CEPN - Centre d'Economie de l'Université Paris Nord - UP13 - Université Paris 13 - USPC - Université Sorbonne Paris Cité - CNRS - Centre National de la Recherche Scientifique
Jacques Poirot: BETA - Bureau d'Économie Théorique et Appliquée - INRA - Institut National de la Recherche Agronomique - UNISTRA - Université de Strasbourg - UL - Université de Lorraine - CNRS - Centre National de la Recherche Scientifique

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Abstract: Microfinance is not a financial activity intended only for the South. In France, almost all households have a bank account but a large proportion of them (20 to 30%) however, do not have access to traditional credit. This article aims at analyzing the contribution of French banks to the microfinance industry in France. It analyzes the reasons and procedures for French banks to grant microcredit to microfinance institutions through credit lines and to provide support services in the field of solidarity.

Keywords: Microfinance; Microcredit; Regulations; Financial Inclusion; Microcrédit; Régulations; Inclusion financière (search for similar items in EconPapers)
Date: 2016
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Published in Techniques financières et développement, 2016, 1 (n°122), pp.61-75. ⟨10.3917/tfd.122.0061⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-01335676

DOI: 10.3917/tfd.122.0061

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