Rôle des institutions de microfinance dans le financement de l’entrepreneuriat féminin

Mamadou Ndione and Diouf Diéne Kolly Ousseynou
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Mamadou Ndione: CREGO - Centre de Recherche en Gestion des Organisations - Université de Haute-Alsace (UHA) - Université de Haute-Alsace (UHA) Mulhouse - Colmar - UB - Université de Bourgogne - UBFC - Université Bourgogne Franche-Comté [COMUE] - UFC - Université de Franche-Comté - UBFC - Université Bourgogne Franche-Comté [COMUE]
Diouf Diéne Kolly Ousseynou: UASZ - Université Assane Seck de Ziguinchor [Sénégal]

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Abstract: Microfinance Institutions (MFIs) are responsible for lending money to people who do not have sufficient collateral to access the formal banking system. These organizations participate in the development of entrepreneurship by funding women's projects. Several actors, who intervene around this contractual relationship between MFIs and women, may follow different objectives and interests, which can be a source of inefficiency. This contribution examines the determinants of the credit supply of MFIs intended for female entrepreneurship in the 8 countries of the West African Economic and Monetary Union (UEMOA). Our results show that if the volume of subsidies, equity and indebtedness of MFIs have a positive influence on credit intended for female entrepreneurs, the results are more mixed for the quality of the macro-governance index of each country. and the search for economic performance. In any case, the more risks to be taken for MFIs, the less female entrepreneurship develops

Keywords: Microfinance institutions; Female entrepreneurship; Women's credits; Conflicts of interest; UEMOA; Institutions de microfinance; Entrepreneuriat féminin; Crédits féminins; Conflits d’intérêt (search for similar items in EconPapers)
Date: 2020
Note: View the original document on HAL open archive server: https://ube.hal.science/hal-02864437v1
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Published in Brahim Boudarbat; Ahmadou Aly Mbaye. Développement économique et emploi en Afrique francophone : l’entrepreneuriat comme moyen de réalisation, Les Presses de l'Université de Montréal, 2020, 978-2-7606-4202-7

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