Market opportunities for microfinance institutions

Roy Mersland Roy Mersland
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Roy Mersland Roy Mersland: UIA - University of Agder

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Abstract: Taking a business scholar's standpoint I assess the future of the microfinance industry. The basic question I try to answer is why the microfinance market continues to grow while public support for the industry is shrinking. I identify six underlying forces -demographic transition; reduced poverty; urbanisation; economic growth; technological innovations; and shifts in microfinance paradigms -that drive the growth of the microfinance industry. Furthermore, I identify six non-traditional microfinance markets that may represent interesting opportunities in the years to come: insurance, housing, small and medium enterprise lending, savings, micropensions, and microfinance in high-income countries. I conclude the article highlighting that policy makers, regulators and international support organizations may encourage or hamper the future as outlined in this article.

Keywords: Growth drivers; market opportunities; future; housing; micropensions; Growth drivers market opportunities future housing micropensions (search for similar items in EconPapers)
Date: 2013
Note: View the original document on HAL open archive server: https://hal.science/hal-05220865v1
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Published in Enterprise Development and Microfinance, 2013, 24 (4), pp.282-294. ⟨10.3362/1755-1986.2013.027⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05220865

DOI: 10.3362/1755-1986.2013.027

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