FinTech, Financial Inclusion, and Environmental Outcomes: Evidence from European Transition Towards Sustainability

Aisha Almuhailan, Sarosh Shabi, Ramzi Benkraiem and Mohammad Zoynul Abedin
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Ramzi Benkraiem: Audencia Business School
Mohammad Zoynul Abedin: Swansea University

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Abstract: This paper aims to investigate Europe's transition towards sustainability. We explore the role of FinTech, financial inclusion, green innovation, renewable energy, and natural resource rents on carbon dioxide emissions, greenhouse gas emissions, and the ecological footprint. This paper applies a panel dataset of 31 European countries from 2004-2021. The analysis is based on the Panel Corrected Standard Error estimation followed by Driscoll-Kraay standard errors method and Feasible Generalized Least Squares method. The results demonstrate that FinTech, financial inclusion, and renewable energy considerably lessens emissions and ecological footprint. It ends with policy issues to promote sustainable development targets in Europe.

Keywords: Europe; environmental outcomes; financial inclusion; FinTech (search for similar items in EconPapers)
Date: 2026-01-09
Note: View the original document on HAL open archive server: https://hal.science/hal-05739148v1
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Published in European Financial Management, 2026, 32 (3), pp.1041-1055. ⟨10.1111/eufm.70046⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05739148

DOI: 10.1111/eufm.70046

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