CREDIT CARD DELINQUENCY IN MALAYSIA

Wai Leng Chia, Roy W.L. Khong (), Priscilla Lim and Patricia Mei Mei Ang
Additional contact information
Wai Leng Chia: The University of Nottingham Malaysia
Roy W.L. Khong: The University of Nottingham Malaysia
Priscilla Lim: The University of Nottingham Malaysia
Patricia Mei Mei Ang: The University of Nottingham Malaysia

Bulletin of Monetary Economics and Banking, 2023, vol. 26, issue Special Issue, 127-146

Abstract: The objective of this paper is to investigate the influence of economic conditions and regulatory interventions as potential drivers of credit card delinquency in Malaysia. Using quarterly data from 1999 to 2021 and the autoregressive distributed lag model, we find that national income, wealth, expectations of future economic conditions, and the supply of credit determine credit card delinquency. We also find evidence in favour of regulatory interventions as a solution to curbing the deteriorating credit card debt situation in Malaysia.

Keywords: Credit card delinquency; Expectation; Non-performing loan; Regulatory interventions; ARDL. (search for similar items in EconPapers)
JEL-codes: G01 G51 (search for similar items in EconPapers)
Date: 2023
References: Add references at CitEc
Citations:

Downloads: (external link)
https://bulletin.bmeb-bi.org/cgi/viewcontent.cgi?article=2060&context=bmeb (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:idn:journl:v:26:y:2023:i:spi:p:127-146

DOI: 10.59091/1410-8046.2060

Access Statistics for this article

Bulletin of Monetary Economics and Banking is currently edited by Paresh Narayan

More articles in Bulletin of Monetary Economics and Banking from Bank Indonesia Contact information at EDIRC.
Bibliographic data for series maintained by Lutzardo Tobing ( this e-mail address is bad, please contact ) and Jimmy Kathon ().