The demand for risk-managing financial services in low-income communities: evidence from Zambia

Lemmy. Manje and Churchill, Craig Farren,

ILO Working Papers from International Labour Organization

Abstract: Based on a survey of 275 clients of a microfinance institution (MFI) in Lusaka. Analyses the economic stresses to which low-income entrepreneurs are vulnerable, examines their coping strategies and assesses the potential demand for microinsurance and other risk-managing financial services such as savings and emergency loans. Discusses the implications for MFIs.

Keywords: microfinance; insurance; entrepreneur.; low income.; microenterprise; survey.; saving; bank; savings and credit club; access to credit.; moneylender; health insurance; life insurance.; demand; questionnaire; statistical table; microfinance; assurances; entrepreneur; faible revenu; micro entreprise; enquête; épargne; banque; groupement d'épargne et de crédit; accès au crédit; prêteur d'argent; assurance-maladie; assurance-vie; demande; questionnaire; tableau statistique; microfinanciamiento; seguros; empresario; bajos ingresos; microempresa; encuesta; ahorro; banco; grupo de ahorro y crédito; acceso a créditos; prestamista; seguro de enfermedad; seguro de vida; demanda; cuestionario; cuadros estadísticos (search for similar items in EconPapers)
Pages: 111 pages
Date: 2002
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

Published in Working paper series, Social Finance Programme.

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Persistent link: https://EconPapers.repec.org/RePEc:ilo:ilowps:993612733402676

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