Improving client value from microinsurance insights from India, Kenya, and the Philippines

Michal. Matul, Clemence. Tatin-Jaleran and Eamon. Kelly

ILO Working Papers from International Labour Organization

Abstract: This paper contributes to this discussion by focusing on improving client value rather than proving it. It presents results from the analysis of 15 microinsurance schemes using the ILO’s client value assessment tool called PACE (Product, Access, Cost and Experience). The PACE tool looks at the added value for clients from insurance products by comparing them to each other and to alternative means of offering protection from similar risks (including informal mechanisms and social security schemes). Informal mechanisms and social security schemes provide a benchmark to assess the value of microinsurance in the context of other risk management options.

Keywords: microinsurance; health insurance; life insurance.; financial aspect; low income.; role of ILO.; informal economy (search for similar items in EconPapers)
Pages: 1 online resource (49 p.) pages
Date: 2011
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Citations: View citations in EconPapers (1)

Published in Impact insurance working paper;

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