Czech Republic: Technical Note on Selected Issues on the Credit Union Sector

International Monetary Fund

No 2012/176, IMF Staff Country Reports from International Monetary Fund

Abstract: This technical note focuses on selected issues on the credit union (CU) sector in the Czech Republic. The business models of CUs in the Czech Republic are fundamentally different from traditional CUs that are typically non-for-profit cooperatives operated for the benefit of a defined set of members. The paper highlights that there is a need to restructure the CU sector, aimed at striking a delicate balance between minimizing financial and supervisory risks arising from the sector while recognizing the social role of prudently managed CUs.

Keywords: ISCR; CR; CNB; loan; CUs; bank; asset; CNB rule; liquidity window; inspection finding; CU sector; loan ratio; client deposit; operating income; asset base; loan portfolio; financial condition; banking assets; supervisory scope; Loans; Nonperforming loans; Credit; Capital adequacy requirements; Credit bureaus (search for similar items in EconPapers)
Pages: 28
Date: 2012-07-17
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