Characteristics of Home Mortgage Lending to Racial or Ethnic Groups in Iowa

Liesl Eathington and David A. Swenson

Staff General Research Papers Archive from Iowa State University, Department of Economics

Abstract: This is an analysis of home mortgage loan application data for 2006, as reported under requirements of the Home Mortgage Disclosure Act (HMDA). We included only those applications where both the race and ethnicity of the applicant were reported by the financial institution in this study. For applications with more than one borrower, only the racial and ethnic characteristics of the first applicant were considered. We excluded applications that did not move beyond the pre-approval process into the formal application process. Finally, we excluded loans that were purchased but not originated by the reporting financial institutions.

JEL-codes: R00 (search for similar items in EconPapers)
Date: 2008-09-01
New Economics Papers: this item is included in nep-ure
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