No money, no housing security? The role of intergenerational transfers, savings, and mortgage in mobility within and into insecure housing positions in Hungary

Adrienne Csizmady (), à gnes GYŠRi () and à gnes GYŠRi ()
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Adrienne Csizmady: Hungarian Academy of Sciences Centre of Excellence, Budapest, Hungary
à gnes GYŠRi: Hungarian Academy of Sciences Centre of Excellence, Budapest, Hungary
à gnes GYŠRi: Hungarian Academy of Sciences Centre of Excellence, Budapest, Hungary

Eastern Journal of European Studies, 2022, vol. 13(1), 208-227

Abstract: The article reviews current housing mobility patterns in Hungary, with specific regard to relocations within the rental sector and mobility from the owner occupied to the rental sector. By doing this, it intends to gain a more profound insight into housing mobility within or into less secure positions in the housing system. The analysis explores the role of factors beyond basic socioeconomic variables, such as access to different sources of housing finance, to housing mobility, through multivariable analysis of representative survey data. It points out how the lack of access to intergenerational transfers, savings, and mortgage leads to the inability of households to exit the rental sector. Besides, it draws attention to formerly mortgaged households moving from homeownership to the rental sector. It discusses the results in the context of Hungary's super-homeownership tenure structure, the highly ownership-oriented public policies, the lack of effective measures to tackle housing unaffordability and the loosely regulated rental sector. The analysis is based on data from a large sample personal survey conducted in 2018 (N=2650).

Keywords: housing mobility; intergenerational transfers; housing finance; housing policy; Hungary (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:jes:journl:y:2022:v:13:p:208-227

DOI: 10.47743/ejes-2022-0110

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