RETRACTED ARTICLE: The impact of air pollution on commercial health insurance demand amidst China's green transition

Xiaodan Wang (), Huiqing Tan () and Jing Liu ()
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Xiaodan Wang: Guangdong University of Finance & Economics
Huiqing Tan: Guangdong University of Finance & Economics
Jing Liu: Guangdong University of Finance & Economics

Economic Change and Restructuring, 2024, vol. 57, issue 2, No 22, 19 pages

Abstract: Abstract The increasing public concern about health impacts from air pollution has been paralleled by a growth in commercial health insurance (CHI) demand in China. This study explores the relationship between air pollution and CHI demand using Chinese provincial panel data, applying linear and nonlinear models. It finds a remarkable positive impact of air pollution on CHI demand, where an increase in lnPM2.5 per capita is linked to a proportional rise in per capita CHI premium income. This effect varies regionally, being notable in the eastern and central regions while negligible in the western region. In addition, the study identifies a nonlinear threshold effect of air pollution on CHI demand, characterized by increasing marginal efficiency and a double threshold pattern as per capita medical expenditures change.

Keywords: Air pollution; Commercial health insurance demand; Linear and nonlinear effects; Panel threshold regression; Regional heterogeneity (search for similar items in EconPapers)
Date: 2024
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DOI: 10.1007/s10644-024-09623-y

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