Disability Related Sources of Income and Expenses: An Examination Among the Elderly in Canada

Parminder Raina, Steven Dukeshire, Margaret Denton, Larry W. Chambers, Andria Scanlan, Amiram Gafni, Susan French, Anju Joshi and Carolyn Rosenthal

Social and Economic Dimensions of an Aging Population Research Papers from McMaster University

Abstract: The primary purpose of this paper is to examine disability-related sources of income and expenses among high and low income older Canadians. Specifically, the paper attempts to answer three questions: Do low and high income seniors experience disability equally? Do low and high income seniors incur equal disability- related non-reimbursed expenses? And, Do low and high income seniors receive equal disability-related pensions and tax credits? The analysis is based on the Health and Activity Limitation Surveys of 1986 and 1991. Both surveys were cross-sectional, designed to gather information on disabilities and their impact on daily living. Among the seniors (those 65 and over), between 10.3% (men in 1986) and 23.2% (women in 1991) were classified as low income and about 40% reporting having at least one disability, compared to one-quarter of women and men of all ages. The analysis indicates that low income seniors are disadvantaged in that they experience more disability, incur more non-reimbursed expenses, and receive less in terms of disability- related pensions and credits than do high income seniors. It thus appears that interventions should be policy based rather than individual based.

Keywords: elderly; disability; income (search for similar items in EconPapers)
JEL-codes: I12 J14 (search for similar items in EconPapers)
Pages: 15 pages
Date: 1999-10
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