The Effect of Knowledge, Behavior, and Spiritual Quotient on Personal Financial Management

Sri Zaniarti, M. Sienly Veronica and Raden Arvi Arsytania
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Sri Zaniarti: Faculty of Business, Management Study Program, Maranatha Christian University, Bandung, Indonesia
M. Sienly Veronica: Faculty of Business, Management Study Program, Maranatha Christian University, Bandung, Indonesia
Raden Arvi Arsytania: Faculty of Business, Management Study Program, Maranatha Christian University, Bandung, Indonesia

International Journal of Innovation and Economic Development, 2021, vol. 7, issue 4, 63-70

Abstract: This study aims to determine the effect of knowledge, behavior, and spiritual quotient on personal financial management. A total of 194 married employees comprised of non-lecturers and permanent lecturers from Maranatha Christian University were selected as participants using probability sampling with a stratified random sampling method. Data were analyzed using multiple linear regression analysis. The results showed that knowledge, behavior, and spiritual quotient partially affect personal financial management.

Keywords: financial knowledge; financial behavior; spiritual quotient; personal financial management. (search for similar items in EconPapers)
JEL-codes: M00 (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:mgs:ijoied:v:7:y:2021:i:4:p:63-70

DOI: 10.18775/ijied.1849-7551-7020.2015.74.2005

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