Artificial intelligence and open finance: Synergies, trade-offs and policy implications

Oecd

No 61, OECD Artificial Intelligence Papers from OECD Publishing

Abstract: As finance is being reshaped by a range of technological, regulatory and market developments, AI and open data-sharing are two particularly influential trends. However, dynamics of their intersection remain relatively understudied. This paper examines the interplay of AI innovation with data-sharing environments, highlighting mutually reinforcing benefits alongside increased complexity, trade-offs and amplified risks. It also explores a forward-looking theoretical scenario of agentic AI in an environment of growing data-sharing. The paper aims to support the responsible and scalable deployment of AI innovation within open finance ecosystems.

Date: 2026-07-16
New Economics Papers: this item is included in nep-sbm
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Persistent link: https://EconPapers.repec.org/RePEc:oec:comaaa:61-en

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