Analisis Prosedur Pemberian Kredit Modal Kerja Pada PT. Bank Perkreditan Rakyat Pembangunan Kabupaten Padang Pariaman

Rika Riski Sasmita and Romi Susanto

No 8vtcp, OSF Preprints from Center for Open Science

Abstract: Credit comes from the Greek credere which means trust. In general, credit means the ability to provide loans with a promise that will be repaid in accordance with the agreed time. To find out what are the procedures for granting working capital loans to PT.Bank Perkreditan Rakyat Pembangunan Kabupaten Padang Pariaman. The development of Working Capital Loans is one of the interesting topics to be discussed, refined and improved so that the handling is more effective to optimize banking for the development and improvement of these loans. Place of research at PT. Pemabgunan People's Credit Bank, Padang Pariaman Regency. Methods of data analysis using descriptive method. The results showed that the systems and procedures for granting working capital loans at PT. The People's Credit Bank Pembagunan Padang Pariaman Regency has been running well, starting from the stages of filing documents, collateral surveys, credit decisions, to the stages of channeling or withdrawing funds.

Date: 2023-05-22
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:8vtcp

DOI: 10.31219/osf.io/8vtcp

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