 PENGAWASAN KREDIT PT. BANK PERKREDITAN RAKYAT (BPR) OPHIR PASAMAN BARATBeti Andriani and Romi Susanto No aunvc, OSF Preprints from Center for Open Science Abstract: The purpose of this study was to determine the credit supervision at. Rural Banks (BPR) West Pasaman Ophir and should be done PT. BPR Ophir West Pasaman in minimizing the credit crunch. The focus of this research is focused on: Credit Monitoring conducted by PT. Rural Banks (BPR) Ophir Pasaman Barat. The research result is a credit monitoring result showed that the surveillance of credit at PT. Rural Banks (BPR) Ophir Pasaman can be seen in several process stages of the loan application, the assessment of the validity of data or files, 5C analysis, provision of credit terms, and conditions of the guarantee have started well, but there are shortcomings in the supervision of another, at the proposal stage credit there are still weaknesses in the determination of a credit limit that is lack of time and lack of credit staff personnel. Efforts made by PT. Rural Bank to overcome these obstacles is to perform a careful analysis of the character of prospective borrowers, the ability of prospective borrowers, owned capital, business conditions and guarantees provided by the debtor. It is suggested in order to bank lending is more selective and careful in terms of analyzing the ability of the debtor to pay off his credit and prioritize the precautionary principle in order to avoid mistakes that will cause bad credit. Date: 2019-02-12 Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:aunvc Access Statistics for this paper More papers in OSF Preprints from Center for Open Science |
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