Penyelesaian Kredit Bermasalah Pada PT. BPR Cempaka Mitra Nagari Padang

Zakiyah Dwi Rahma Diva and Ratna Widayati

No gb62h, OSF Preprints from Center for Open Science

Abstract: The purpose of this study was to determine how the process of resolving non-performing loans at PT. BPR Cempaka Mitra Nagari. This study uses a qualitative method that is to describe descriptively the process of resolving non-performing loans at PT. BPR Cempaka Mitra Nagari Padang for the period 2017 – 2020. The results of this study indicate that the highest non-performing loans in 2018 were in doubtful credit collectability, this situation indicates credit management lacks analysis of credit customers. The cause of credit problems was due to errors from customers who were not disciplined and because the economy during the COVID-19 pandemic experienced a decline. Settlement of non-performing loans carried out by PT. BPR Cempaka Mitra Nagari Padang can be carried out in combination or by giving a letter of arrears or a warning to the debtor and providing relief from interest or principal arrears.

Date: 2022-03-20
References: Add references at CitEc
Citations:

Downloads: (external link)
https://osf.io/download/623e6ac1e6b58b0e75d6b8da/

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:gb62h

DOI: 10.31219/osf.io/gb62h

Access Statistics for this paper

More papers in OSF Preprints from Center for Open Science
Bibliographic data for series maintained by OSF ().