ANALISIS FAKTOR-FAKTOR PENYEBAB KREDIT BERMASALAH PADA BANK NAGARI CABANG LUBUK GADANG

Jhon Fernos and Tari Lara Sinda

No q4b6k, OSF Preprints from Center for Open Science

Abstract: This study tries to analyze the factors causing non-performing loans at Bank Nagari's Lubuk Gadang branch. There are 2 factors, namely internal and external factors, internal factors, namely factors originating from banks, such as bank negligence in financial analysis, lending regulations, giving credit too easily, increasing the number of staff needed, adding checking as needed, and also help credit beyond the limits while external factors are factors caused from outside the bank, such as business management mismanagement, family debates, research conducted shows factors causing problem loans such as coaching, competition between financial institutions. Debtors are dismissed, bank employees are removed from positions, waiting in arrears, and are billed for family problems.

Date: 2020-08-04
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:q4b6k

DOI: 10.31219/osf.io/q4b6k

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