Funding and Provision

Steven Finlay

Chapter 10 in The Management of Consumer Credit, 2010, pp 163-175 from Palgrave Macmillan

Abstract: Abstract In many ways consumer credit is the same as any other type of manufactured product; albeit a less tangible one. Lenders need to secure funds before they are transformed into neat packages of personal loans, credit cards, mortgages and so on, that are supplied to individual customers. The raw material is money, and like any raw material a supply needs to be established before it can be worked into the finished product (Finlay 2009, pp. 112–13). There are several ways that funds can be obtained to support an organization’s lending activities, and the most popular of these are discussed in the first part of this chapter.

Keywords: Interest Rate; Markov Chain Model; Liquidity Risk; Consumer Credit; Roll Rate (search for similar items in EconPapers)
Date: 2010
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Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-0-230-27522-5_10

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DOI: 10.1057/9780230275225_10

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