A State Controlled Market: the German Case

Jörg Finsinger

Chapter 4 in The Economics of Insurance Regulation, 1986, pp 111-160 from Palgrave Macmillan

Abstract: Abstract All major parameters of the German insurance markets are supervised or controlled by a Government agency.1 The instruments of control and their impact will be examined. After a brief outline of the history of regulatory intervention and of the basic regulatory framework, studies of the automobile insurance market and of the life insurance market are presented in Sections 3 and 4, respectively. The two studies are self-contained and can be read independently. Simple cost function estimates as well as analyses of price differences are reported. In Sections 3.2.5 and 3.2.6 various market share models are estimated.

Keywords: Life Insurance; Expense Ratio; Sales Organisation; Dividend Scheme; Premium Level (search for similar items in EconPapers)
Date: 1986
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DOI: 10.1007/978-1-349-18397-5_4

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