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Possible Explanations of the Productivity and Profitability Paradox in the European Banking Industry

Elena Beccalli
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Elena Beccalli: London School of Economics

Chapter 6 in IT and European Bank Performance, 2007, pp 154-194 from Palgrave Macmillan

Abstract: Abstract The strengthening of IT resources is associated with cost savings over the medium-to-long term (as is evident from the estimates relating to technical change) and, to a certain extent — just in respect of investments in hardware and software — over the short term as well. Nevertheless, it seems that a series of factors act as an obstacle to the transformation of technological innovation into profitability and, above all, into improvements in the various components of revenues.

Keywords: Banking Industry; Customer Relationship Management; Enterprise Resource Planning; Enterprise Resource Planning System; Internet Banking (search for similar items in EconPapers)
Date: 2007
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-0-230-59198-1_6

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DOI: 10.1057/9780230591981_6

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