Social Lending in Europe: Structures, Regulation and Pricing Models
Mario Torre and
Fabiomassimo Mango
Chapter 6 in Crisis, Risk and Stability in Financial Markets, 2013, pp 116-155 from Palgrave Macmillan
Abstract:
Abstract Social Lending (SL)1 links borrowers and lenders on website markets, creating virtual financial communities. SL is in fact an alternative credit market that uses website platforms to link borrowers and lenders without the interpolation of traditional financial intermediaries.
Keywords: Interest Rate; Risk Premium; Credit Risk; Credit Market; Price Formula (search for similar items in EconPapers)
Date: 2013
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-1-137-00183-2_7
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DOI: 10.1057/9781137001832_7
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