Conclusions and Implications

Greta Benedetta Ferilli ()
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Greta Benedetta Ferilli: University of Salento

Chapter Chapter 6 in Bank-FinTech M&As and Banking Innovation, 2025, pp 191-200 from Palgrave Macmillan

Abstract: Abstract This chapter summarises the book's aims, findings, and implications, focusing on the impact of FinTech M&As on banks’ performance. It highlights how FinTech investments enhance profitability, ESG performance, and risk management but may introduce short-term inefficiencies and increased risk. The study emphasises the influence of bank and FinTech business models on performance outcomes, offering a detailed examination of the dynamics of bank-FinTech collaborations. It emphasises the necessity of flexible regulatory frameworks to facilitate innovation while ensuring financial stability. Practical implications for banks, FinTech firms, and policymakers highlight strategies to optimise M&A synergies and align with digital and sustainability goals.

Keywords: Bank Performance; Profitability; Risk; Efficiency; ESG (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-3-031-84445-4_6

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DOI: 10.1007/978-3-031-84445-4_6

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