Indian Banking Structure: An Overview

T. R. Bishnoi () and Sofia Devi
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T. R. Bishnoi: The Maharaja Sayajirao University of Baroda
Sofia Devi: The Maharaja Sayajirao University of Baroda

Chapter Chapter 1 in Banking Reforms in India, 2017, pp 1-29 from Palgrave Macmillan

Abstract: Abstract Banking structure is regulated for the promotion of financial stabilityFinancial stability and economic development. Though post-independence era witnessed increasing public sector ownership of banks and a combination of joint-stock companies, subsidiaries, cooperatives and corporations, it does not guarantee optimal banking structure that the financial reformsFinancial reforms sought to achieve since 1991. This chapter focuses on changing the dimension of banking structure on various quantitative measures: (a) density-ratio, (b) relative size of banking system, (c) size distribution of banks within the banking system and (d) geographical concentrationConcentration . Each of these indicators recorded a positive gain, in some more than double, approaching towards optimality in banking structure for better performancePerformance than otherwise would have been possible.

Keywords: Banking structure; Optimal banking structure; Productive efficiency; Allocative neutrality; Credit allocation; Outreach and accessibility (search for similar items in EconPapers)
Date: 2017
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-3-319-55663-5_1

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DOI: 10.1007/978-3-319-55663-5_1

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