Does the retirement saving motive foster higher savings? The evidence from the Polish household survey

Edyta Marcinkiewicz

Business and Economic Horizons (BEH), 2018, vol. 14, issue 1, 85-96

Abstract: This study focuses on the role of the retirement motive for saving behaviour. It examines empirically the research hypothesis that controlling for a set of economic and sociodemographic individual characteristics, households reporting the retirement motive are more likely to have higher savings compared to households driven exclusively by other motives of saving. Micro data from the three waves (2011, 2013 and 2015) of the Polish household survey Social Diagnosis is used for the study. In an ordered logistic regression framework it proves that the old age saving motive is a significant predictor of the size of savings relative to household income.

Keywords: Household savings; retirement savings; saving motives; social diagnosis (search for similar items in EconPapers)
JEL-codes: D12 D14 J32 (search for similar items in EconPapers)
Date: 2018
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Persistent link: https://EconPapers.repec.org/RePEc:pdc:jrnbeh:v:14:y:2018:i:1:p:85-96

DOI: 10.15208/beh.2018.7

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