Group Credit: Recent Evidence from the Philippines

Teodoro S. Untalan

No DP 1994-24, Discussion Papers from Philippine Institute for Development Studies

Abstract: This paper documents the interactions among borrowers that consist a group assuming joint liability. It describes the participants of group credit, their reasons for joining the group and the conditions why members are willing to assume other people’s debt.

Keywords: transaction costs; risk-taking; group credit; credit market; borrower; self-selection; free-riders (search for similar items in EconPapers)
Pages: 30
Date: 1994
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