The Use of Financial Technologies in Promoting and Providing Services in the Financial Intermediation Industry

Ioan Ovidiu Spătăcean () and Dorinel-Vasile Todoran ()
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Ioan Ovidiu Spătăcean: George Emil Palade University of Medicine, Pharmacy, Science, and Technology of Targu Mures, Gheorghe Marinescu, 38, Targu Mures, 540139, Romania
Dorinel-Vasile Todoran: George Emil Palade University of Medicine, Pharmacy, Science, and Technology of Targu Mures, Gheorghe Marinescu, 38, Targu Mures, 540139, Romania

Acta Marisiensis. Series Oeconomica, 2024, vol. 1, 61-70

Abstract: The research explores the use of technology in the financial intermediation industry and capital markets, highlighting the mutually developing relationship and the impact of technological innovations in democratizing access to financial markets and increasing transaction efficiency. The study highlights the advancement of the Fintech sector, which, through solutions such as trading bots, blockchain and artificial intelligence, is significantly improving financial services. While the implementation of new technologies opens up profit opportunities, it requires detailed analysis and careful risk management. Research also reveals investors' appetite for fintech tools, including artificial intelligence, but they prefer to retain direct control over investment decisions.

Keywords: Fintech; artificial intelligence; trading robots; risks. (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:pmu:oecono:v:1:y:2024:p:61-70

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