Les technologies de l’information et de la communication (TIC) améliorent-elles le développement financier en Afrique Subsaharienne ?

Are information and communication technologies (ICTs) improving financial development in Sub-Saharan Africa?

Jacques Tsatchoua Tchakouadeu, Duclo Bouwawé and Romuald Fernand Awoutcha Tchieuzing

MPRA Paper from University Library of Munich, Germany

Abstract: The objective of this study is to investigate the effects of ICT on financial development as measured by domestic credit to the private sector in Sub-Saharan Africa. The study uses a panel of 30 countries and covers the period 1995 - 2019. The data come from a variety of sources and the method of generalised moments in a system (GMM) is used for the regressions. The results show that mobile phone subscriptions (ATM) and fixed-line subscriptions (ATF) have a positive and significant effect on financial development at the 1% level, with ATF having a greater impact. Hence the need for governments and financial institutions in African countries to invest in promoting and investing in ICT infrastructure.

Keywords: ICT; Financial development; Financial technology; Sub-Saharan Africa (search for similar items in EconPapers)
JEL-codes: G14 G20 L96 O55 (search for similar items in EconPapers)
Date: 2024-10-04, Revised 2025-01-23
New Economics Papers: this item is included in nep-fdg and nep-ict
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://mpra.ub.uni-muenchen.de/123448/1/MPRA_paper_123448.pdf original version (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:123448

Access Statistics for this paper

More papers in MPRA Paper from University Library of Munich, Germany Ludwigstraße 33, D-80539 Munich, Germany. Contact information at EDIRC.
Bibliographic data for series maintained by Joachim Winter ().