Trends and composition of institutional credit to the agriculture sector during the post-reform period

Jiyaur Rahman Zia and Dr. Zeba Sheereen Zeba

MPRA Paper from University Library of Munich, Germany

Abstract: This paper attempts to analyse the changes in trends and composition of multi-agency network (Co-operatives, SCBs, and RRBs) in issuance of credit to agriculture sector during the post-reform period by using time series data from 1975 to 2005. The analysis reveals that the trends of direct (short and long-term) and indirect institutional credit to agriculture sector has increased significantly during the post-reform period. As far as the composition is concerned, the share of SCBs as percentage of total direct institutional credit has increased significantly whereas the co-operatives share has decreased. The regional rural banks contribution has been almost constant. We have also tried to find out the distribution of indirect finance through Scheduled Commercial Banks.

Keywords: Credit; Agriculture; Post-reform period; banks; India (search for similar items in EconPapers)
JEL-codes: E5 G21 Q14 (search for similar items in EconPapers)
Date: 2009-12-27
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