Testing the concentration-performance relationship in the Tunisian banking sector

Abdelaziz Hakimi, Helmi Hamdi and Mouldi Djlassi

MPRA Paper from University Library of Munich, Germany

Abstract: This aim of this paper is to investigate whether concentration affects profitability of the Tunisian banking sector for the period 1980-2009. Our sample is made up of 9 banks and our empirical analysis is based panel data analysis. In this paper, profitability is measured by the conventional return on equities (ROE) and return on assets (ROA). In the robustness checks we add a third indicator of profitability which is net interest margin (NIM). The main results of the paper reveal that concentration had positive impacts on Tunisian banking profitability. Moreover, the paper demonstrates that the adoption of industrial strategies by Tunisian banks were advantageous for the banking sector and for the economy as a whole.

Keywords: Concentration; Performance; Liberalization; Tunisians banks; Panel data. (search for similar items in EconPapers)
JEL-codes: G20 G30 G32 (search for similar items in EconPapers)
Date: 2013, Revised 2013
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
https://mpra.ub.uni-muenchen.de/55927/1/MPRA_paper_55927.pdf original version (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:55927

Access Statistics for this paper

More papers in MPRA Paper from University Library of Munich, Germany Ludwigstraße 33, D-80539 Munich, Germany. Contact information at EDIRC.
Bibliographic data for series maintained by Joachim Winter ().