Role of banks in housing finance

Muhammad Ayub Mehar

MPRA Paper from University Library of Munich, Germany

Abstract: It is implied that the Housing Finance companies and banking sector can find an equilibrium rate of return on deposits by simultaneous determination of the utilization of housing loans and supply of the funds. The results are also useful in determination of equilibrium ratio of the rental income to return on deposits. An optimal rate of return on bank deposits can be found in response of a return on housing property.

Keywords: Return on Deposits; Econometric Modelling; Housing Demand; Simulation (search for similar items in EconPapers)
JEL-codes: G21 R00 R21 (search for similar items in EconPapers)
Date: 2005-07, Revised 2006
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