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Insolvency after the 2005 Bankruptcy Reform

Jaromir Nosal and Stefania Albanesi

No 1147, 2016 Meeting Papers from Society for Economic Dynamics

Abstract: This paper provides a comprehensive analysis of the response to the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), the most important reform of personal bankruptcy in the United States in recent years. The 2005 legislation overhauled eligibility requirements and increased monetary costs of filing for bankruptcy. Using administrative credit report data from a national repre- sentative panel, we study the effects of the reform on bankruptcy filing, insolvency, and foreclosure.

Date: 2016
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Related works:
Working Paper: Insolvency After the 2005 Bankruptcy Reform (2018) Downloads
Working Paper: Insolvency After the 2005 Bankruptcy Reform (2015) Downloads
Working Paper: Insolvency after the 2005 bankruptcy reform (2015) Downloads
Working Paper: Insolvency After the 2005 Bankruptcy Reform (2015) Downloads
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