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Public insurance pricing based on demerit points: A short story from Québec

Georges Dionne ()

Working Papers from HEC Montreal, Canada Research Chair in Risk Management

Abstract: In this short story, I describe the origin of the Québec public automobile insurance pricing based on demerit points.

Keywords: Automobile insurance pricing; demerit points; road safety prevention; road accidents (search for similar items in EconPapers)
JEL-codes: B15 B26 D81 D82 G22 (search for similar items in EconPapers)
Date: 2026-10-13
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Persistent link: https://EconPapers.repec.org/RePEc:ris:crcrmw:023788

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