E-Banking Security Issues – Is There A Solution in Biometrics

Amtul Fatima ()
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Amtul Fatima: Jawaharlal University of Technological studies

Journal of Internet Banking and Commerce, 2011, vol. 16, issue 2, 01-09

Abstract: The providers of Internet banking services must be more responsive towards security requirements. While there is no doubt that Internet banking transaction should have layered protection against security threats, the providers should approach security considerations as part of their service offerings. Biometric based authentication and identification systems are the new solutions to address the issues of security and privacy. Using biometrics for identification restrict individuals from access to physical spaces and electronic services An effective authentication method should have customer acceptance, reliable performance, scalability to accommodate growth, and interoperability with existing systems and future plans. In this study, the security threats in Internet banking, its solutions in biometrics and its acceptance in the consumer market are studied using descriptive and exploratory research. The methods of descriptive research are used to obtain information concerning the major security issues in e-Banking. The research had been completed on the basis of secondary data (online databases, scientific journals, surveys, news)

Keywords: Biometrics; E-banking; Electronic banking; E-security; Secure transactions; Security threats; Identity thefts (search for similar items in EconPapers)
JEL-codes: F52 (search for similar items in EconPapers)
Date: 2011
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