ON THE CONTENT OF DIGITAL TRANSFORMATION IN THE FIELD OF ELECTRONIC BANKING: INSTITUTIONAL CONTEXT

О СОДЕРЖАНИИ ЦИФРОВОЙ ТРАНСФОРМАЦИИ В СФЕРЕ ЭЛЕКТРОННОГО БАНКИНГА: ИНСТИТУЦИОНАЛЬНЫЙ КОНТЕКСТ

Ipatova Anna (Ипатова А.В.) and Kobeleva Diana (Кобелева Д.А.)
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Ipatova Anna (Ипатова А.В.): Southern Federal University
Kobeleva Diana (Кобелева Д.А.): Southern Federal University

State and Municipal Management Scholar Notes, 2020, vol. 3, 109-115

Abstract: The article actualizes the need to consider the influence of institutional factors on the formation of the digital economy in the Russian Federation. The main emphasis is placed on the relationship of the changes that accompany the transformation of business processes and the role of the state, which makes it possible to level the negative conditions of global changes. The example of electronic banking illustrates the presence of positive and negative trends that contribute to the focus of state economic policy on the use of the model of "institutional design".

Keywords: institutional design; electronic banking; digital transformation; bank service; bank processes; contactless payments; blockchain technology; business models; interaction with consumers (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:rnp:smmscn:s20313

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