RISKS OF THE ECOSYSTEM MODEL OF DEVELOPMENT OF THE BANKING SECTOR OF THE RUSSIAN ECONOMY

РИСКИ ЭКОСИСТЕМНОЙ МОДЕЛИ РАЗВИТИЯ БАНКОВСКОГО СЕКТОРА ЭКОНОМИКИ РОССИИ

Galina V. Nazarenko (Назаренко Г.В.) and Natalia Yu. Lebedeva (Лебедева Н.Ю.)
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Galina V. Nazarenko (Назаренко Г.В.): Rostov Law Institute of the Ministry of Internal Affairs of the Russian Federation
Natalia Yu. Lebedeva (Лебедева Н.Ю.): Southern Federal University

State and Municipal Management Scholar Notes, 2021, vol. 3, 135-140

Abstract: The article is devoted to the development of the Russian banking sector in the context of the digital transformation of the economy, the introduction of platform solutions and the creation of eco-systems that provide the client with a range of financial and non-financial products and services, while forming a complex of additional risks. The author identifies the main types of risks of the ecosystem model of banking activities in the context of the banks themselves, customers and the state economy. Measures are proposed to minimize these risks in order to ensure the financial stability of the banking sector of the economy and the stable functioning of the country's financial system as a whole.

Keywords: risks; ecosystem; digital platform; banking sector of the economy; digital technologies; financial sustainability (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:rnp:smmscn:s21321

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