Community Banks and Agricultural Sales in Rural States

Jeffrey K. O'Hara
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Jeffrey K. O'Hara: USDA

The Review of Regional Studies, 2017, vol. 47, issue 2, 137-152

Abstract: The consolidation of the commercial banking sector may influence the viability of farms in accessing credit. I estimate the influence that changes in the level of deposits in community banks had on total agricultural sales and direct-to-consumer agricultural sales of local food between 2002 and 2012 in a five-state region containing North Dakota, South Dakota, Minnesota, Wyoming, and Montana. I find that changes in community bank deposits had a positive impact on changes in direct-to-consumer agricultural sales of local foods, while total agricultural sales may not be impacted by changes in community bank deposits.

Keywords: community banks; local foods; agricultural finance (search for similar items in EconPapers)
JEL-codes: G21 Q14 R11 (search for similar items in EconPapers)
Date: 2017
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Persistent link: https://EconPapers.repec.org/RePEc:rre:publsh:v47:y:2017:i:2:p:137-152

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