The Effect of Bank Consolidation on the Financing of Small and Medium Enterprises in Nigeria (2005-2013)

Emerah Ajevata Apollos, Alagba Ochuko and Oyedele Stephen Oloruntoba

International Journal of Empirical Finance, 2014, vol. 3, issue 5, 255-265

Abstract: This study which covered the period 2005-2013 was aimed at determining the level of financing of Small and Medium Scale Enterprises by Deposit Money Banks in Nigeria in the post consolidation era and to evaluate the effect of bank consolidation on the financing of SMEs in Nigeria.Secondary data were obtained from the Central bank of Nigeria‟s statistical bulletin .The times series data were analysed using ordinary least squares regression tool.The result showed that the level of funding of small and medium scale enterprises was low.Equally it was discovered that there was a negative relationship between Credit to SMEs, Bank Capital and Deposits.The study thus concluded that bank consolidation had no significant effect on the financing of SMEs in Nigeria.

Keywords: Bank; Consolidation; Finance; Small and Medium Scale Enterprises (search for similar items in EconPapers)
Date: 2014
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