Banking Sector Reforms and NPA: A Study of Indian Commercial Banks

Meenakshi Rajeev () and H P Mahesh

No 252, Working Papers from Institute for Social and Economic Change, Bangalore

Abstract: The issue of non-performing assets (NPA), the root cause of the recent global financial crisis, has been drawing the attention of the policy makers and academicians alike. The problem of NPAs, which was ignored till recently,has been given considerable attention after liberalisation of the financial sector in India. This exploratory paper examines the trends of NPAs in India from various dimensions and explains how mere recognition of the problem and self-monitoring has been able to reduce it to a great extent. It also shows that public sector banks in India, which function to some extent with welfare motives, have as good a record in reducing NPAs as their counterparts in the private sector. The paper also discusses the role of joint liability groups (JLGs) or self help groups (SHGs) in enhancing the loan recovery rate.

Keywords: Banking Sector Reforms; Non-performing Assets; Financial Crisis (search for similar items in EconPapers)
Pages: 19 pages
Date: 2010
References: Add references at CitEc
Citations: View citations in EconPapers (3)

Downloads: (external link)
http://www.isec.ac.in/WP%20252%20-%20Meenakshi%20R ... 20H%20P%20Mahesh.pdf (application/pdf)
Our link check indicates that this URL is bad, the error code is: 500 Can't connect to www.isec.ac.in:443 (Bad file descriptor) (http://www.isec.ac.in/WP%20252%20-%20Meenakshi%20Rajeev%20and%20H%20P%20Mahesh.pdf [301 Moved Permanently]--> https://www.isec.ac.in/WP%20252%20-%20Meenakshi%20Rajeev%20and%20H%20P%20Mahesh.pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:sch:wpaper:252

Access Statistics for this paper

More papers in Working Papers from Institute for Social and Economic Change, Bangalore Contact information at EDIRC.
Bibliographic data for series maintained by B B Chand ().