Financiamento, bem-estar financeiro e qualidade de vida: Percepções dos beneficiários do Pronaf

Kelmara Mendes Vieira, Solei Rejane Lenz and Monize Sâmara Visentini
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Kelmara Mendes Vieira: Universidade Federal de Santa Maria–RS
Solei Rejane Lenz: Universidade Federal de Santa Maria–RS
Monize Sâmara Visentini: Universidade Federal da Fronteira Sul, Cerro Largo-RS

Historia Agraria. Revista de Agricultura e Historia Rural, 2021, issue 84, 209-238

Abstract: The study aimed to identify the perception of financing, financial well-being, and quality of life of the beneficiaries of the National Program for Strengthening of Family Agriculture (Pronaf). For that, quantitative research was carried out, through a survey, investigating 263 beneficiaries of the program were investigated, distributed in 25 municipalities in the state of Rio Grande do Sul. The data analysis was done through descriptive statistics and cluster analysis. The main results indicate that Pronaf in the studied region has been able to improve the productive conditions of families and quality of life, except for some aspects of the environmental domain that still need to be improved. On the other hand, the level of the financial wellbeing of these families is intermediate and strategic measures should be considered. Of the three clusters formed, the one with the lowest number of beneficiaries is composed of those with the worst perceptions of quality of life and financial well-being, who spend the same or more than they earn and have the lowest educational level and lowest income. While in the cluster with a better quality of life, a higher percentage of members with higher levels of income, education, more access to credit cards, and greater satisfaction with the financial situation is observed.

Keywords: credit; public policy; family farming; rural properties (search for similar items in EconPapers)
JEL-codes: C38 J43 O13 O29 (search for similar items in EconPapers)
Date: 2021
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