Presentation of Disclosures Related to Credit Risk of a Certain Bank

Tijana Radojević (), Marina Kesić, Danica Rajin and Ričardas Butėnas

The European Journal of Applied Economics, 2023, vol. 20, issue 1, 66-92

Abstract: The phenomenon of credit risk is one of the main distresses for the bank portfolio. If it becomes nonviable to gather claims from various main clients, a bank could persist in being insolvent. The latest financial crises have distinguished the necessity for a bank to identify, measure, assess, and control credit risk, in addition to providing an acceptable degree of capital to protect against possible decline in case of loan defaults. Accordingly, risk management depends steadily on the straight implementation of mathematical and statistical methods and models and the application of their outcomes for business goals. The aim of this paper is to present the disclosures that are related to bank credit risk, bearing in mind that credit risk management is one of the indicators of the results of banking operations.

Keywords: credit risk; collateral; bank (search for similar items in EconPapers)
Date: 2023
References: Add references at CitEc
Citations:

Downloads: (external link)
https://journal.singidunum.ac.rs/files/2023-20-1/p ... f-a-certain-bank.pdf (application/pdf)
https://journal.singidunum.ac.rs/paper/presentatio ... sk-of-a-certain-bank (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:sng:ejae01:183

DOI: 10.5937/EJAE20-42344

Access Statistics for this article

More articles in The European Journal of Applied Economics from Singidunum University, Belgrade
Bibliographic data for series maintained by EJAE Editorial Office ().