Mortgage Interruption: Challenges and Responses to the Growth of Preschool Children of New Citizen Families

Yingfei Wang ()
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Yingfei Wang: Jiaying University, School of Education and Science

A chapter in Proceedings of the 2026 4th International Conference on Digital Economy and Management Science (CDEMS 2026), 2026, pp 113-120 from Springer

Abstract: Abstract Since China’s real estate industry entered a stage of deep adjustment in 2021, the real estate market in Guangzhou has shown a continuous downward trend, even under the stimulus of multiple rounds of policies, housing prices in the far suburbs have still depreciated sharply, and the number of foreclosure houses and out-of-supply houses has surged. As the core group of Guangzhou’s urban construction, the new citizen group mostly focuses on choosing to buy rigid housing in the far suburbs with convenient transportation, affected by factors such as asset shrinkage and economic pressure caused by the downturn in the housing market, the number of cases of mortgage interruption and dishonesty continues to increase, and their family life is in multiple difficulties. This study takes the preschool children of new citizens who have been dishonest due to mortgage interruption in a community in Zhucun Street, Zengcheng District, Guangzhou as the research object, and analyzes the specific impact of parental mortgage dishonesty on the growth of preschool children in the context of the housing market downturn from the four dimensions of education, psychology, social interaction and life by using literature research method, comparative research method and in-depth interview method. This study enriches the research on the impact of family dishonesty on the growth of children under the fluctuation of the real estate market, fills the research gap on the relationship between dishonesty and the growth of preschool children in the new citizen group, and provides a localized empirical case for the study of children’s growth.

Keywords: Mortgage supply interruption; Dishonest person subject to execution; New citizen group; Preschool children; Growth impact; Family financial risk (search for similar items in EconPapers)
Date: 2026
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DOI: 10.2991/978-94-6239-699-9_14

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