Analysis of the Impact of the Epidemic on Chinese Commercial Banks

Jingyan Lin ()
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Jingyan Lin: The University of Sydney

A chapter in Proceedings of the 2023 3rd International Conference on Enterprise Management and Economic Development (ICEMED 2023), 2023, pp 100-104 from Springer

Abstract: Abstract The epidemic will temporarily impact the commercial banks, which can be divided into three dimensions. First, the shortcomings of online functions lead to limited development of commercial banks. Second, the rapid growth of non-performing assets has dragged down the pace of bank expansion and income growth. Third, the epidemic economy is under pressure, interest rates are forced to decline, and the trend of narrowing bank interest spreads will accelerate. To deal with these three effects, the author offers three suggestions.

Keywords: non-performing assets; bank interest margin; post-epidemic era (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-224-8_15

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DOI: 10.2991/978-94-6463-224-8_15

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