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The Effect of Financial Literacy on Personal Financial Management

Yonas Meti (), Rina Silvia, Novriani Monika Wangka, Gloria Miagina Palako Djurubassa, Herman Sidete, Hernansi Biso and Filus Raraga
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Yonas Meti: Universitas Halmahera
Rina Silvia: Universitas Halmahera
Novriani Monika Wangka: Universitas Halmahera
Gloria Miagina Palako Djurubassa: Universitas Halmahera
Herman Sidete: Universitas Halmahera
Hernansi Biso: Universitas Halmahera
Filus Raraga: Universitas Halmahera

A chapter in Proceedings of the 20th International Symposium on Management (INSYMA 2023), 2024, pp 112-118 from Springer

Abstract: Abstract The objective of this research is to analyze the direct and indirect consequences that the personal financial management behaviors of students at Halmahera University have on the direct and indirect implications of their financial literacy and planning. In order to evaluate the data, both the multiple regression analysis and the Classical Assumption test were applied. This study’s results demonstrate that financial literacy has no direct effect on financial literacy and student personal financial management. This research did not find any evidence of a connection between student financial behavior and either financial literacy or financial literacy, which includes student financial planning and financial behavior.

Keywords: Financial literacy; financial planning; student personal financial (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-244-6_20

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DOI: 10.2991/978-94-6463-244-6_20

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