Financial Technology Moderates The Influence Of Financial Literacy And Financial Self-Efficacy On Financial Management Behavior

Fadia Zen (), Sri Handayani Purvitasari, Achmad Murdiono and Lulu Nurul Istanti
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Fadia Zen: Universitas Negeri Malang
Sri Handayani Purvitasari: Universitas Negeri Malang
Achmad Murdiono: Universitas Negeri Malang
Lulu Nurul Istanti: Universitas Negeri Malang

A chapter in Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2023), 2023, pp 93-101 from Springer

Abstract: ABSTRACT Advances in technology have made shopping very easy. Especially students, it is a generation that can easily access technology, so it is natural that students must be good at managing their finances and have a welfare orientation in the future. This study used an associative quantitative approach and used the population of S1 Management Study Program students, Faculty of Economics and Business, State University of Malang, totaling 894 students. The sampling method uses purposive sampling and is determined by the slovin formula with a sample of 100 respondents. Data collection techniques in this study used questionnaires. Based on the presentation of the results and discussion in this study, the conclusions that can be drawn are: 1) Financial management behavior is positively and significantly influenced by Financial literacy 2) Financial management behavior is positively and significantly influenced by Financial self-efficacy. 3) Financial technology is able to strengthen the relationship between financial literacy and Financial Management Behavior.

Keywords: Financial Literacy; financial self-efficacy; financial management behavior; financial technology (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-302-3_13

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DOI: 10.2991/978-94-6463-302-3_13

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