Research on Digital Transformation of Rural Credit Cooperatives to Promote Rural Revitalization in Guangxi

Jinying Rong (), Binqing Chen (), Qi Su (), Hongxu Chen () and Jian Chen ()
Additional contact information
Jinying Rong: Southwest University of Political Science and Law, School of Artificial Intelligence and Law
Binqing Chen: Chongqing College of Humanities, Science & Technology, School of Architecture and Design
Qi Su: Ancheng Property & Casualty Insurance Co Ltd
Hongxu Chen: Chongqing College of Humanities, Science & Technology, School of Architecture and Design
Jian Chen: University College London, Department of Geography

A chapter in Proceedings of the 2024 6th International Conference on Economic Management and Model Engineering (ICEMME 2024), 2025, pp 178-184 from Springer

Abstract: Abstract The digital transformation of rural finance has become a key initiative to boost competitiveness and drive rural revitalization. However, the rural credit system faces numerous challenges in this process, including weakened competitive advantage, limited product offerings, lack of a digital strategy, and data management issues. These challenges restrict rural financial institutions from expanding service coverage, reducing financing costs, and improving capital utilization efficiency. This paper uses Guangxi’s rural credit system as a case study, suggesting that a balanced approach between unified and decentralized corporate models, along with the development of a provincial digital platform and unified service portal, can enhance the precision and efficiency of financial services. Existing practices indicate that accelerating branch digital transformation, building standardized digital platforms, and improving data management capabilities can significantly raise service quality.

Keywords: Digital transformation; Rural credit system; Rural revitalization; Precision and efficiency of financial services (search for similar items in EconPapers)
Date: 2025
References: Add references at CitEc
Citations:

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-690-1_18

Ordering information: This item can be ordered from
http://www.springer.com/9789464636901

DOI: 10.2991/978-94-6463-690-1_18

Access Statistics for this chapter

More chapters in Advances in Economics, Business and Management Research from Springer
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().