Application of Intelligent Technologies in Risk Management in the Financial Industry

Yihong Lu ()
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Yihong Lu: Shenzhen University, School of financial technology

A chapter in Proceedings of the 2025 3rd International Conference on Digital Economy and Management Science (CDEMS 2025), 2025, pp 46-53 from Springer

Abstract: Abstract In the context of rapid globalization and information technology advancements, the deep integration of intelligent technologies in the financial sector has become a driving force for the innovation of risk management systems and business operations. This paper focuses on the application of intelligent risk control (risk tech) technologies in commercial banks’ risk management, aiming to comprehensively analyze the benefits and challenges it brings. The study also explores how scientific and reasonable risk management strategies can promote technological innovation in the financial industry and the dual improvement of policies and technologies. Through detailed analysis, this research reveals that intelligent risk control technologies not only reshape the risk management frameworks of financial institutions but also open new pathways for the innovation and development of financial services. In particular, in data-driven decision-making processes, intelligent risk control technologies enhance business processing efficiency and security through full-chain automation, effectively reducing the probability of risk events and the resulting losses.

Keywords: FinTech; Intelligent Risk Control Technology; Risk Assessment Models (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-770-0_6

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DOI: 10.2991/978-94-6463-770-0_6

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