Assessing financial impact of a health intervention program and controlling spillover effects

Sheikh Aftaab Ul Maroof () and Mohi-ud-Din Sangmi ()
Additional contact information
Sheikh Aftaab Ul Maroof: Government of J&K
Mohi-ud-Din Sangmi: University of Kashmir

DECISION: Official Journal of the Indian Institute of Management Calcutta, 2021, vol. 48, issue 1, No 3, 15-25

Abstract: Abstract Providing affordable healthcare service to people under poverty is not only important, but a must, in view of the vicious circle of poverty. For meeting the global targets, Government of India, in 2008, launched Rashtriya Swasthya Bima Yojana, a flagship healthcare microinsurance intervention, to provide subsidized healthcare facility for the poor. The program primarily aims at providing financial security to the people in times of a health shock. The present study is an attempt to assess the impact of the program, by considering health expenditure, fund mobilization and consumption smoothing as dimensions of financial protection. A quasi-experimental design has been followed where two groups of respondents were involved. The study has used propensity score matching technique for evaluating the program. Additionally, spillover effects of the program were studied by using two control groups. Data have been collected in district Kangra of Himachal Pradesh. The results reveal that health expenditure of the enrolled households has reduced in comparison with non-enrolled households. Fund mobilization and essential household consumption have also been found smooth in the case of program participant households.

Keywords: Financial protection; Propensity score matching; Spillover effect; Health microinsurance; Quasi-experimental design (search for similar items in EconPapers)
Date: 2021
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://link.springer.com/10.1007/s40622-020-00257-3 Abstract (text/html)
Access to the full text of the articles in this series is restricted.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:spr:decisn:v:48:y:2021:i:1:d:10.1007_s40622-020-00257-3

Ordering information: This journal article can be ordered from
http://www.springer.com/journal/40622

DOI: 10.1007/s40622-020-00257-3

Access Statistics for this article

DECISION: Official Journal of the Indian Institute of Management Calcutta is currently edited by Rajesh Babu

More articles in DECISION: Official Journal of the Indian Institute of Management Calcutta from Springer, Indian Institute of Management Calcutta
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().