Summation and Future Roadmap

Atanu Sengupta () and Sanjoy De
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Atanu Sengupta: Burdwan University
Sanjoy De: Shyampur Siddheswari Mahavidyalaya, University of Calcutta

Chapter Chapter 10 in Assessing Performance of Banks in India Fifty Years After Nationalization, 2020, pp 133-143 from Springer

Abstract: Abstract At the time of fifty years of nationalization, Indian banks are still wobbly. We see that even privatization is not the solution. Squeezing of credit in recent times and high percentage of NPAs, political intervention, corruptive practices and non-economic-based reasons are plaguing the formal banking industry. Quite naturally, trust-based informal credit market is continuing unabated. Suggestions arising out of efficiency analysis become irreverent in such wilderness.

Date: 2020
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DOI: 10.1007/978-981-15-4435-4_10

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