Digital Banking

Turgay Geçer () and Vedat Akgiray ()
Additional contact information
Turgay Geçer: FSM Vakif University
Vedat Akgiray: Boğaziçi University

Chapter Chapter 5 in The Financial Technology Revolution, 2025, pp 91-112 from Springer

Abstract: Abstract This chapter explores the transition from traditional to digital banking, highlighting the growth of internet banking, web banking, and app banking. It examines the infrastructure of digital banking, focusing on user interface design, data security, and scalability. It also discusses the emergence of challenger banks and neobanks that use technology to deliver hyper-personalized services. Advanced technologies such as AI, ML, and DL are identified as key drivers of innovation and operational efficiency. The chapter concludes with an analysis of regulatory frameworks and financial sustainability models, positioning FinTech as a transformative force in reshaping the global economy.

Keywords: Digital banking; App banking; Web banking; Challenger banks; Neobanks; API banking; BaaS; AI banking; Beta banks (search for similar items in EconPapers)
Date: 2025
References: Add references at CitEc
Citations:

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-031-92048-6_5

Ordering information: This item can be ordered from
http://www.springer.com/9783031920486

DOI: 10.1007/978-3-031-92048-6_5

Access Statistics for this chapter

More chapters in Springer Books from Springer
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().